Does my vehicle have to be registered to get a title loan?
With a title loan, you are receiving a loan against the equity that you hold in your vehicle. As part of the application process, we do require a quick 5-minute inspection of the vehicle and for your vehicle to be in working, drivable condition to one of our local branches. Since you will have to travel in your vehicle to one of our locations, we do require that the vehicle be currently registered since you will have to operate and drive your vehicle to our location. If your registration is about to expire, we do not require that you renew your registration and have a valid registration for an extended period to qualify so do not worry about renewing your registration early if this is the case.
In some cases, we have had customers apply for a title loan at Jacksonville Title and they unknowingly had a recently expired registration on their vehicle, this does not mean that your title loan application is automatically denied until you are able to renew the registration of your vehicle. If your registration is extremely expired (by many months and in some cases, years), we will be unable to approve your title loan application until your registration is renewed. We have assisted customers with a title loan approval in the event that they need to renew their registration and that is the reason that they are applying for a title loan.
If you have any questions about the registration requirements for your title loan application, please call our friendly and helpful staff at (904) 880-2274 today. We look forward to assisting you!